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John KurtzCharlotte · NC

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Chester · Chester, SC

612 Ballard Street

Chester, SC · 1,309 sqft

$204,900

Reduced from $210,000

  • 2Beds
  • 1Baths
  • 1,309SqFt
  • 1968Year
  • 79'x157'x118'x161'Lot
  • 45Days on market

About this home

Price Adjustment! Welcome to this charming all-brick home nestled in a quiet neighborhood and ready for its new owners. Whether you're searching for a starter home or an investment opportunity, this property offers timeless character and lasting value. Featuring front and side porches, original hardwood floors flow throughout the living areas and bedrooms—details you rarely find today. The spacious kitchen and dining area are filled with natural light, creating a warm and inviting space for everyday living and entertaining. The current dining room was once a third bedroom and could easily be converted back, offering flexible living options. Step outside to a large backyard with a deck perfect for grilling, relaxing, or gathering with friends and family. Recent updates include electrical wiring, plumbing, and windows, along with a tankless water heater and a roof with architectural shingles—providing peace of mind for years to come. Seller is also offering a 1-year American Home Shield home warranty. Beautiful mature oak trees welcome you home, while the location offers both convenience and charm—just a short drive to shopping and dining in Rock Hill and Fort Mill, with an easy commute into Charlotte. Don’t miss this opportunity—schedule your showing today!

Property details

Beds
2
Baths
1
SqFt
1,309
Lot
79'x157'x118'x161'
Year built
1968
Type
Single Family
Days on market
45
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,508/ month

Principal & interest
$1,269
Property tax (~1.05%)
$179
Homeowners insurance
$59
HOA dues

Down payment

$10,245 down · $194,655 financed

Income to qualify (28% rule)

~$64,630 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.