Spencer · Spencer, NC
613 E 5th Street
Spencer, NC · 2,049 sqft
$195,000
- 3Beds
- 1.5Baths
- 2,049SqFt
- 1911Year
- 66.6 x 299.7Lot
- 332Days on market
About this home
OWNER FINANCING with due diligence fee required. Home may be converted to duplex (two front doors). Large lot. Just a short walk from NC Transportation Museum, public library, park, and baseball field. Parcel consists of two full parcels and parts of three others - no survey. Close to multiple major employers (Chewy, RV Center, Owens Corning, Food Lion) and county is growing rapidly. GE Monogram double oven remains, drawer microwave remains, framing lumber and plywood remains. French drain remains (uninstalled), claw-footed tub remains. Upright piano remains. Most furniture remains. All personal property and additional equipment subject to being on property at closing. Tools and generator do not convey and will be removed by seller before closing date. Four fireplaces - no representation. Bedrooms # could change with remodel. Plan was to get and re-configure. Solid attic could be converted to living area. Agent is owner.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 2,049
- Lot
- 66.6 x 299.7
- Year built
- 1911
- Type
- Single Family
- Days on market
- 332
- Style
- Bungalow
- Heating
- Oil
- Cooling
- None
- Foundation
- Basement, Crawl Space, Stone, Other - See Remarks
- Flooring
- Vinyl, Wood, Other - See Remarks
Features
- Attic Other
- Storage
- Other - See Remarks
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,435/ month
- Principal & interest
- $1,207
- Property tax (~1.05%)
- $170
- Homeowners insurance
- $56
- HOA dues
- —
Down payment
$9,750 down · $185,250 financed
Income to qualify (28% rule)
~$61,508 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.