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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

614 S 4th Street

Albemarle, NC · 1,200 sqft

$235,000

Reduced from $245,000

  • 3Beds
  • 2Baths
  • 1,200SqFt
  • 2026Year
  • 95Days on market

About this home

Seller to offer up to $2,000 toward Buyer’s closing costs with acceptable offer. Up to $4,000 seller credit available when Buyer uses Seller’s preferred lender Credit to be reflected on Closing Disclosure.

This beautifully designed 3-bedroom, 2-bath home offers 1,200 sq ft of smart, functional living space with a modern layout that lives larger than its footprint. From the inviting living room to the open flow into the dining area and kitchen, this home is perfect for both everyday comfort and easy entertaining.

The split-bedroom floor plan provides privacy, with a spacious primary suite featuring its own full bath, while two additional bedrooms offer flexibility for guests, family, or a home office. A well-appointed kitchen, ample storage, and thoughtfully placed bathrooms enhance convenience and efficiency. Enjoy relaxing mornings or evenings on the covered front porch, and appreciate the practical design showcased in the attached floor plan.

Highlights include: 3 bedrooms | 2 full bathrooms Approx. 1,200 sq ft of well-planned living space Functional, modern floor plan (see attached) Comfortable living and dining areas Covered front porch Convenient Albemarle location near shopping, dining, and local amenities

Property details

Beds
3
Baths
2
SqFt
1,200
Lot
Year built
2026
Type
Single Family
Days on market
95
Heating
Forced Air
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,729/ month

Principal & interest
$1,455
Property tax (~1.05%)
$205
Homeowners insurance
$68
HOA dues

Down payment

$11,750 down · $223,250 financed

Income to qualify (28% rule)

~$74,125 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.