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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

614 Smith Street

Albemarle, NC · 1,670 sqft

$269,900

Reduced from $299,900

  • 3Beds
  • 1Baths
  • 1,670SqFt
  • 1953Year
  • 100 X 380Lot
  • 185Days on market

About this home

1950's charming ranch in Albemarle! The home is brick and situated on just under an acre. Huge, fenced in backyard with a storage building. Also, a sunroom was added to the original structure. There is a garage and a carport for your cars. The home has many features including hardwood floors and a family room/den that is covered in wood on the walls and the ceiling. Three bedrooms, one bath and tons of space! Almost 1700 square feet excluding the 271 sq ft of sunroom that has been heated in the past. This one will not last long!

Property details

Beds
3
Baths
1
SqFt
1,670
Lot
100 X 380
Year built
1953
Type
Single Family
Days on market
185
Garage
1
Heating
Oil
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,986/ month

Principal & interest
$1,671
Property tax (~1.05%)
$236
Homeowners insurance
$78
HOA dues

Down payment

$13,495 down · $256,405 financed

Income to qualify (28% rule)

~$85,133 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.