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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

618 Clyde Street

Gastonia, NC · 1,194 sqft

$220,000

Reduced from $230,000

  • 3Beds
  • 2Baths
  • 1,194SqFt
  • 1920Year
  • 137Days on market

About this home

Cozy bungalow-style 3BR/2BA on an oversized 0.31-acre lot, offering that hard-to-find “country in the city” feel just minutes from Hwy 321 and downtown Gastonia. This bungalow features a single-story layout with larger-than-expected rooms, a warm, cozy living area, and a primary suite tucked at the back of the home, ready for a buyer to add updates and personal touches.

Enjoy country-style living in the city: the deep, leveled backyard has space for chickens, gardening, and play, with exterior running water and electricity available for animals, irrigation, or outdoor projects. No HOA gives you more flexibility for homesteading touches like an existing chicken coop or raised beds, subject to city zoning and ordinances.

Convenient Gastonia location close to downtown, shopping, and major routes, yet with a relaxed, residential feel that is hard to find at this price point. Excellent location for commuters—approximately 25–30 minutes to Charlotte and within easy reach of the South Carolina state line via I-85, or country back roads.

Property details

Beds
3
Baths
2
SqFt
1,194
Lot
Year built
1920
Type
Single Family
Days on market
137
Style
Bungalow
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,582/ month

Principal & interest
$1,362
Property tax (~0.85%)
$155
Homeowners insurance
$64
HOA dues

Down payment

$11,000 down · $209,000 financed

Income to qualify (28% rule)

~$67,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.