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John KurtzCharlotte · NC

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Shelby · Shelby, NC

618 Live Oak Street

Shelby, NC · 1,005 sqft

$119,000

  • 3Beds
  • 1Baths
  • 1,005SqFt
  • 1925Year
  • 10Days on market

About this home

Charming 3-bedroom, 1-bath single-level home featuring a brand-new roof (2024)! Enjoy easy one-level living with a bright, inviting kitchen complete with a stainless steel range and plenty of natural light. The functional layout offers comfortable bedrooms and a cozy living space perfect for relaxing or entertaining.

Step outside to enjoy the great front porch—ideal for morning coffee—and a spacious back porch perfect for gatherings, grilling, or simply unwinding. Conveniently located close to downtown, shopping, dining, and schools, this home offers both comfort and accessibility. Don’t miss this wonderful opportunity! Home is being sold as-is.

Property details

Beds
3
Baths
1
SqFt
1,005
Lot
Year built
1925
Type
Single Family
Days on market
10
Heating
Heat Pump
Cooling
Heat Pump
Foundation
None
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$875/ month

Principal & interest
$737
Property tax (~1.05%)
$104
Homeowners insurance
$34
HOA dues

Down payment

$5,950 down · $113,050 financed

Income to qualify (28% rule)

~$37,536 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.