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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

620 Garden Hill Court

Rock Hill, SC · 3,801 sqft

$1,180,000

Reduced from $1,200,000

  • 4Beds
  • 4Baths
  • 3,801SqFt
  • 2009Year
  • 33Days on market

About this home

This stunning, custom-built home sits on nearly nine acres at the end of a private cul-de-sac, offering a perfect balance of privacy & convenience. The residence features 4 spacious bedrooms, 3 full baths/2 half baths and has a walk-up attic already framed and plumbed for an additional bedroom suite. This home is an entertainer's dream, w/formal dining room that flows into the Living Room, featuring soaring vaulted ceilings & stone fireplace. This area then opens to the beautifully updated gourmet Kitchen/Breakfast Area/Keeping Room.  The Kitchen is equipped with gas range, SS appliances, farmhouse sink & stunning cabinetry. The main-level primary suite serves as a private retreat with a double tray ceiling and a spa-inspired bathroom, with jetted tub, water closet and dual sinks. The Basement offers a spacious multi-purpose room, workout room, bedroom, and so much storage!  Outdoor living includes a screened porch and deck (w/gas grill hookup), overlooking the wooded view and the paver patio, landscape lighting, irrigation and patio wired for a hot tub. Additional features include a drop-zone off of the 2-car main-level garage, laundry room w/utility sink & cabinetry, tankless hot water heater and an oversized basement garage perfect for storage, lawn equipment or a hobbyist. This property has been meticulously maintained with several recent updates: HVAC systems (2020 & 2025), garage doors (2021), gutters and home generator (2022), roof (2024), Whole house re-plumbed (2025).  Peaceful & private, yet only minutes from shopping & dining, this property offers the best of country living, convenience & commutability to the city.

Property details

Beds
4
Baths
4
SqFt
3,801
Lot
Year built
2009
Type
Single Family
Days on market
33
Garage
3
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood

Features

  • Attic Stairs Fixed
  • Breakfast Bar
  • Drop Zone
  • Pantry
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,684/ month

Principal & interest
$7,308
Property tax (~1.05%)
$1,032
Homeowners insurance
$344
HOA dues

Down payment

$59,000 down · $1,121,000 financed

Income to qualify (28% rule)

~$372,203 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.