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John KurtzCharlotte · NC

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Columbus · Columbus, NC

620 Smith Waldrop Road

Columbus, NC · 1,031 sqft

$249,999

  • 2Beds
  • 1Baths
  • 1,031SqFt
  • 1950Year
  • 10Days on market

About this home

This charming 1950s hobby farm is nestled on 2.80 acres in Polk County, NC and offers the perfect blend of peaceful country living and convenient access to town and major highways. Perched atop a gentle hill, this 1,031 sf farmhouse enjoys year-round mountain views, while overlooking a picturesque horse farm. The classic wraparound porch invites you to sit a spell and enjoy the quiet surroundings before stepping inside this cozy home! The living room is complete with warm cedar paneling and a propane glass-rocks fireplace. From there, the home flows easily into the updated kitchen and dining area or toward the 2 small bedrooms, both bedrooms maintaining the home’s original charm (without built-in closets). Previous owner used one room as a bedroom and the other as a large walk-in closet. A number of home improvements have been completed since 2020 to enhanced the home while preserving its vintage character. Additional features include a wood-burning stove in the unfinished basement/crawlspace area, newer garage doors with remote controls, fenced yard around the house, transferable CPI security system, and attic storage space. The land has long been enjoyed for farming and homesteading, with a ready-to-use garden area, mature blueberry and blackberry bushes, fig trees, roses, and plenty of room to spread out and enjoy the outdoors. Multiple outbuildings, storage sheds, animal shelters, an attached 2-car garage, and a 2-car carport make this property ideal for hobby farming, gardening, or simply embracing a slower pace of life. This property currently shares a well and generator with the cabin behind the house, (owned by same seller). That property will soon be marketed separately, and so the seller is in the process of getting a new power meter placed at the adjoining cabin, but intends to convey both with the shared well. Whether you’re dreaming of a hobby farm, mini homestead, mountain retreat, or quiet country getaway, this special property offers timeless charm in the beautiful foothills of western North Carolina. Shown by appointment only! PLEASE...DO NOT GO DOWN TO THE CABIN BEHIND THIS HOUSE...IT IS NOT PART OF THIS SALE!

Property details

Beds
2
Baths
1
SqFt
1,031
Lot
Year built
1950
Type
Single Family
Days on market
10
Garage
2
Style
Bungalow, Farmhouse
Heating
Electric, Heat Pump, Propane, Wood Stove, Other - See Remarks
Cooling
Central Air, Electric, Heat Pump
Foundation
Basement, Crawl Space, Other - See Remarks
View
Mountain(s), Year Round

Features

  • Attic Stairs Fixed
  • Attic Walk In
  • Breakfast Bar
  • Other - See Remarks
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,499 down · $237,499 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.