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John KurtzCharlotte · NC

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Monroe · Monroe, NC

620 Welsh Avenue

Monroe, NC · 1,261 sqft

$324,900

  • 3Beds
  • 2Baths
  • 1,261SqFt
  • 2018Year
  • 1Days on market

About this home

Welcome to this charming 3-bedroom, 2-bath cottage offering modern comfort and an ideal Monroe location. Built in 2018, this move-in ready home features an open-concept design with a dining room that flows seamlessly into the living room, complete with custom built-in bookshelves and an electric fireplace. The kitchen offers granite countertops, ample cabinetry, and plenty of prep space. Enjoy outdoor living from the oversized rocking-chair front porch, fenced side yard, and inviting firepit area. Conveniently located just minutes from Monroe's historic downtown, local shopping, restaurants, entertainment, and Hwy 74. Dickerson Park is just beyond the wooded backdrop, providing easy access to outdoor recreation. A wonderful combination of charm, convenience, and low-maintenance living.

Property details

Beds
3
Baths
2
SqFt
1,261
Lot
Year built
2018
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,391/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues

Down payment

$16,245 down · $308,655 financed

Income to qualify (28% rule)

~$102,482 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.