Skip to content
John KurtzCharlotte · NC

View all 47 photos →

Hendersonville · Hendersonville, NC

623 Owensby Road

Hendersonville, NC · 2,647 sqft

$625,000

Reduced from $680,000

  • 3Beds
  • 3Baths
  • 2,647SqFt
  • 1973Year
  • 94Days on market

About this home

5 Acres with NO HOA + Garage Apartment – Quiet Hendersonville Retreat with Mountain Views. Welcome to a rare opportunity to enjoy a spacious and flexible property in beautiful Henderson County. Situated on 4.76 unrestricted acres with no HOA, this property offers the freedom to live the lifestyle you want—whether that means gardening, enjoying outdoor recreation, or simply appreciating the quiet of your own land. The home features 3 bedrooms and 3 bathrooms with approximately 2,647 square feet of living space, offering comfortable living areas and thoughtful functionality throughout. The split bedroom plan offers one bedroom on the main level and the primary bedroom and third bedroom on the upper level. You'll find multiple living spaces perfect for relaxing or entertaining, including a welcoming living room, an additional gathering area centered around a cozy pellet stove, and a bright sunroom filled with natural light. The kitchen features solid wood cabinetry, stainless appliances, and generous storage, making it both practical and inviting. Large windows throughout the home allow natural light to fill the living areas while showcasing the peaceful natural surroundings. One of the standout features of this property is the detached two-car garage with a full apartment above. This separate living space creates exceptional versatility and opportunity. Whether used as a rental unit for additional income, a guest apartment, private home office, or multi-generational living space, the possibilities are endless. Outside, the property truly shines. The nearly five-acre parcel offers privacy, mountain views, and mature trees creating a peaceful natural setting just minutes from town. The large deck provides the perfect space for entertaining, outdoor dining, or simply enjoying the quiet surroundings. Additional features include a metal roof, partial basement for storage, and ample parking for vehicles, equipment, or recreational toys. Properties offering this combination of acreage, income potential, and freedom from HOA restrictions are increasingly hard to find in Henderson County. Whether you're looking for a private residence with room to spread out, a property with income potential, or a home that offers flexibility for guests or extended family, 623 Owensby Road delivers space, opportunity, and value all in one property.

Property details

Beds
3
Baths
3
SqFt
2,647
Lot
Year built
1973
Type
Single Family
Days on market
94
Garage
2
Style
Transitional
Heating
Central, Ductless, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood
View
Mountain(s)

Features

  • Built-in Features
  • Entrance Foyer
  • Pantry
  • Split Bedroom
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,599/ month

Principal & interest
$3,870
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$197,142 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.