Shelby · Shelby, NC
628 Westover Terrace
Shelby, NC · 1,709 sqft
$350,000
Reduced from $390,000
- 4Beds
- 3Baths
- 1,709SqFt
- 1959Year
- 176Days on market
About this home
Welcome to 628 Westover Terrace — offering over 3,100 square feet of versatile living space in Shelby. With 4 bedrooms, 3 full bathrooms, and a finished basement, this home provides the layout and room many buyers are searching for.
The main level offers comfortable living and entertaining space, while the finished basement adds flexibility for a second living area, guest suite, home office, gym, or media room. Whether you need space to spread out or room to grow, this home delivers.
Generous bedroom sizes, multiple living areas, and functional flow make it ideal for households needing both privacy and gathering space.Conveniently located with easy access to local amenities, shopping, and commuting routes.
Schedule your showing today and explore the possibilities this home offers.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 1,709
- Lot
- —
- Year built
- 1959
- Type
- Single Family
- Days on market
- 176
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,575/ month
- Principal & interest
- $2,167
- Property tax (~1.05%)
- $306
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,500 down · $332,500 financed
Income to qualify (28% rule)
~$110,399 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.