Lancaster · Lancaster, SC
630 Ginger Cake Road
Lancaster, SC · 1,116 sqft
$250,000
- 3Beds
- 2Baths
- 1,116SqFt
- 1971Year
- 15Days on market
About this home
Potential for assumable 2.85% USDA loan for qualified buyers! Darling brick home with a metal roof on .66 acre and no HOA! Freshly painted and LVP flooring installed on 5/23/26. 3 bedroom, two full bath home with open kitchen and dining area. Front deck overlooking large front yard and very spacious private fenced yard in back. Two-car garage PLUS a carport with capacity for RV or boat! Great option for first time home buyer, rental opportunity or someone looking for a solid home with plenty of indoor and outdoor space and privacy.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,116
- Lot
- —
- Year built
- 1971
- Type
- Single Family
- Days on market
- 15
- Garage
- 2
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Vinyl
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,839/ month
- Principal & interest
- $1,548
- Property tax (~1.05%)
- $218
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,500 down · $237,500 financed
Income to qualify (28% rule)
~$78,856 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.