Charlotte · Charlotte, NC
630 Silversmith Drive
Charlotte, NC · 1,800 sqft
$450,000
- 3Beds
- 2.5Baths
- 1,800SqFt
- 1983Year
- 8Days on market
About this home
Nestled in the highly desirable Settlers Landing community, this beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of charm, comfort, and convenience in the heart of South Charlotte. Situated on a spacious, tree-lined lot with a fully fenced backyard, this move-in ready home delivers privacy, outdoor living, and timeless curb appeal.
Inside, you’ll find a bright and welcoming layout featuring updated flooring, fresh paint, and stylish modern touches throughout. The spacious living room with fireplace flows seamlessly into the dining area and renovated kitchen, creating an ideal setup for entertaining and everyday living. The kitchen features updated finishes, stainless steel appliances, a kitchen island, and plenty of natural light.
Upstairs, the generous primary suite offers a relaxing retreat with an updated en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families.
Step outside to enjoy the oversized backyard oasis complete with a large deck, mature trees, and room for entertaining, gardening, pets, or play. Homes with this much outdoor space in South Charlotte are hard to find.
Located in a top-rated school district and just minutes from SouthPark, Ballantyne, Uptown Charlotte, shopping, dining, parks, and major highways, this home combines location, lifestyle, and value.
Don’t miss this rare opportunity to own a beautifully updated home with space, character, and an unbeatable Charlotte location.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,800
- Lot
- —
- Year built
- 1983
- Type
- Single Family
- Days on market
- 8
- Heating
- Electric, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Hardwood, Tile, Vinyl
Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,311/ month
- Principal & interest
- $2,786
- Property tax (~1.05%)
- $393
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$141,942 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


