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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

630 Silversmith Drive

Charlotte, NC · 1,800 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 1,800SqFt
  • 1983Year
  • 8Days on market

About this home

Nestled in the highly desirable Settlers Landing community, this beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of charm, comfort, and convenience in the heart of South Charlotte. Situated on a spacious, tree-lined lot with a fully fenced backyard, this move-in ready home delivers privacy, outdoor living, and timeless curb appeal.

Inside, you’ll find a bright and welcoming layout featuring updated flooring, fresh paint, and stylish modern touches throughout. The spacious living room with fireplace flows seamlessly into the dining area and renovated kitchen, creating an ideal setup for entertaining and everyday living. The kitchen features updated finishes, stainless steel appliances, a kitchen island, and plenty of natural light.

Upstairs, the generous primary suite offers a relaxing retreat with an updated en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families.

Step outside to enjoy the oversized backyard oasis complete with a large deck, mature trees, and room for entertaining, gardening, pets, or play. Homes with this much outdoor space in South Charlotte are hard to find.

Located in a top-rated school district and just minutes from SouthPark, Ballantyne, Uptown Charlotte, shopping, dining, parks, and major highways, this home combines location, lifestyle, and value.

Don’t miss this rare opportunity to own a beautifully updated home with space, character, and an unbeatable Charlotte location.

Property details

Beds
3
Baths
2.5
SqFt
1,800
Lot
Year built
1983
Type
Single Family
Days on market
8
Heating
Electric, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Hardwood, Tile, Vinyl

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.