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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

6326 Cedar Croft Drive

Charlotte, NC · 3,616 sqft

$1,340,000

Reduced from $1,600,000

  • 6Beds
  • 4.5Baths
  • 3,616SqFt
  • 1993Year
  • 200Days on market

About this home

Renovated 6-Bedroom Estate on Half Acre, No HOA! This beautifully renovated, move-in-ready home offers 6 bedrooms, 4.5 bathrooms, and two fully finished living spaces, perfect for multigenerational living or rental income. Situated on a flat, fenced half-acre lot with no HOA, this property offers the space and flexibility that’s hard to come by. Inside, you’ll find an open floorplan filled with natural light, cathedral ceilings with exposed wood beams, and a gourmet kitchen with an oversized island. The primary suite features a tray ceiling, spa-like bathroom, and a private balcony porch that connects straight to the kitchen. The second living quarters has its own kitchen and private entrance. Outside, the covered back porch and spacious yard are perfect for entertaining or building the pool you’ve always wanted. Upscale finishes, room to grow, and the freedom of no HOA, homes like this don’t come around often.The property does include a very small portion of floodplain, located only at the corner of the lot near the mailbox. The home itself sits well outside of the flood area, so no flood insurance is required. The structure and all living spaces are completely clear of the flood zone.

Property details

Beds
6
Baths
4.5
SqFt
3,616
Lot
Year built
1993
Type
Single Family
Days on market
200
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,862/ month

Principal & interest
$8,299
Property tax (~1.05%)
$1,172
Homeowners insurance
$390
HOA dues

Down payment

$67,000 down · $1,273,000 financed

Income to qualify (28% rule)

~$422,671 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.