Charlotte · Charlotte, NC
6326 Cedar Croft Drive
Charlotte, NC · 3,616 sqft
$1,340,000
Reduced from $1,600,000
- 6Beds
- 4.5Baths
- 3,616SqFt
- 1993Year
- 200Days on market
About this home
Renovated 6-Bedroom Estate on Half Acre, No HOA! This beautifully renovated, move-in-ready home offers 6 bedrooms, 4.5 bathrooms, and two fully finished living spaces, perfect for multigenerational living or rental income. Situated on a flat, fenced half-acre lot with no HOA, this property offers the space and flexibility that’s hard to come by. Inside, you’ll find an open floorplan filled with natural light, cathedral ceilings with exposed wood beams, and a gourmet kitchen with an oversized island. The primary suite features a tray ceiling, spa-like bathroom, and a private balcony porch that connects straight to the kitchen. The second living quarters has its own kitchen and private entrance. Outside, the covered back porch and spacious yard are perfect for entertaining or building the pool you’ve always wanted. Upscale finishes, room to grow, and the freedom of no HOA, homes like this don’t come around often.The property does include a very small portion of floodplain, located only at the corner of the lot near the mailbox. The home itself sits well outside of the flood area, so no flood insurance is required. The structure and all living spaces are completely clear of the flood zone.
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 3,616
- Lot
- —
- Year built
- 1993
- Type
- Single Family
- Days on market
- 200
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$9,862/ month
- Principal & interest
- $8,299
- Property tax (~1.05%)
- $1,172
- Homeowners insurance
- $390
- HOA dues
- —
Down payment
$67,000 down · $1,273,000 financed
Income to qualify (28% rule)
~$422,671 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


