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John KurtzCharlotte · NC

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Vale · Vale, NC

6331 Smith Road

Vale, NC · 2,650 sqft

$499,000

Reduced from $600,000

  • 3Beds
  • 2Baths
  • 2,650SqFt
  • 1973Year
  • 191Days on market

About this home

22 ACRES in Vale — a rare opportunity to own land, privacy, and potential all in one! This property offers over 22 acres of beautiful countryside, perfect for those looking to create a mini farm, recreational retreat, or private homestead. With a mix of open space and wooded areas, the possibilities here are endless. The home offers over 2,600 square feet and is ready for your personal touch. Whether you’re looking to renovate, update, or completely transform the space, this property provides the perfect canvas to make it your own and a great opportunity to build equity. Enjoy the peace and privacy of country living with no HOA, while still being conveniently located near town. Properties with this much land and potential don’t come along often. Bring your vision and make this property something truly special!

Property details

Beds
3
Baths
2
SqFt
2,650
Lot
Year built
1973
Type
Single Family
Days on market
191
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,672/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$157,398 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.