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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

635 Monroe Street

Rock Hill, SC · 3,086 sqft

$410,000

Reduced from $450,000

  • 4Beds
  • 2.5Baths
  • 3,086SqFt
  • 2010Year
  • 52Days on market

About this home

Looking for space, flexibility, and a neighborhood you'll love coming home to? Welcome to 635 Monroe Street in the sought after Roddey Park community. From the moment you walk in, you'll notice how much room you have to truly live. The main floor offers multiple living spaces- perfect for hosting friends, creating a cozy sitting area, or setting up a home office that fits your lifestyle! Whether you're entertaining or just enjoying a quiet night in, this layout gives you options. Upstairs you'll find a spacious master bedroom, private bath, and walk-in closet. You'll also find a large loft that's ideal for a media room, playroom, or second living space. Three additional bedrooms, another full bath, and a convenient laundry room complete the upstairs. Outside, enjoy the fenced in backyard- perfect for pets and family gatherings. And just across from the home, you'll love having a charming courtyard space that adds to the neighborhoods welcoming feel that includes a picnic area and playground. Located in the heart of Rock Hill, you're just minutes from parks, shopping, dining, and everything this growing area has to offer! NEW ROOF (2024) & NEW AC UNIT (2026)!

Property details

Beds
4
Baths
2.5
SqFt
3,086
Lot
Year built
2010
Type
Single Family
Days on market
52
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Linoleum, Hardwood
HOA dues
$385 / yr

Features

  • Garden Tub
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,049/ month

Principal & interest
$2,539
Property tax (~1.05%)
$358
Homeowners insurance
$119
HOA dues
$32

Down payment

$20,500 down · $389,500 financed

Income to qualify (28% rule)

~$130,699 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.