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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

638 Chipley Avenue #7

Charlotte, NC · 662 sqft

$170,000

  • 1Beds
  • 1Baths
  • 662SqFt
  • 1970Year
  • 14Days on market

About this home

Welcome to 638 Chipley Ave #7 in Birch Landing — a distinctive two-story condo offering style, flexibility, and an unbeatable location just minutes from Uptown Charlotte.

This 1-bedroom, 1-bath home with loft space features a layout rarely found in the community, with an open main level and an upper-level retreat that provides separation, privacy, and versatility. The loft adds valuable flex space ideal for a home office, studio, or additional living area, while the bedroom and full bath create a quiet and functional layout.

The main level offers a light-filled living area, efficient kitchen, and direct access to a private back patio and secondary entrance, adding convenience and outdoor enjoyment. With no rental cap, this property offers long-term flexibility for a variety of ownership goals.

Birch Landing is positioned perfectly for those who want easy access to Uptown, Plaza Midwood, Dilworth, and major transportation routes—without living in the center of heavy activity. Nearby dining, entertainment, parks, and daily conveniences are just minutes away, making this an excellent balance of accessibility and comfort.

The community is currently being upgraded with a parking lot renovation—and the seller has already paid the special assessment, so you enjoy the improvements without the expense.

Whether you’re looking for a primary residence or an investment opportunity, 638 Chipley Ave #7 stands out for its two-story design, competitive pricing, and location-driven value.

Property details

Beds
1
Baths
1
SqFt
662
Lot
Year built
1970
Type
Condo
Days on market
14
Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Concrete, Tile
HOA dues
$215 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,466/ month

Principal & interest
$1,052
Property tax (~1.05%)
$148
Homeowners insurance
$49
HOA dues
$215

Down payment

$8,500 down · $161,500 financed

Income to qualify (28% rule)

~$62,836 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.