Charlotte · Charlotte, NC
638 Chipley Avenue #7
Charlotte, NC · 662 sqft
$170,000
- 1Beds
- 1Baths
- 662SqFt
- 1970Year
- 14Days on market
About this home
Welcome to 638 Chipley Ave #7 in Birch Landing — a distinctive two-story condo offering style, flexibility, and an unbeatable location just minutes from Uptown Charlotte.
This 1-bedroom, 1-bath home with loft space features a layout rarely found in the community, with an open main level and an upper-level retreat that provides separation, privacy, and versatility. The loft adds valuable flex space ideal for a home office, studio, or additional living area, while the bedroom and full bath create a quiet and functional layout.
The main level offers a light-filled living area, efficient kitchen, and direct access to a private back patio and secondary entrance, adding convenience and outdoor enjoyment. With no rental cap, this property offers long-term flexibility for a variety of ownership goals.
Birch Landing is positioned perfectly for those who want easy access to Uptown, Plaza Midwood, Dilworth, and major transportation routes—without living in the center of heavy activity. Nearby dining, entertainment, parks, and daily conveniences are just minutes away, making this an excellent balance of accessibility and comfort.
The community is currently being upgraded with a parking lot renovation—and the seller has already paid the special assessment, so you enjoy the improvements without the expense.
Whether you’re looking for a primary residence or an investment opportunity, 638 Chipley Ave #7 stands out for its two-story design, competitive pricing, and location-driven value.
Property details
- Beds
- 1
- Baths
- 1
- SqFt
- 662
- Lot
- —
- Year built
- 1970
- Type
- Condo
- Days on market
- 14
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Concrete, Tile
- HOA dues
- $215 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$1,466/ month
- Principal & interest
- $1,052
- Property tax (~1.05%)
- $148
- Homeowners insurance
- $49
- HOA dues
- $215
Down payment
$8,500 down · $161,500 financed
Income to qualify (28% rule)
~$62,836 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


