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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

638 E 10th Street

Charlotte, NC · 1,508 sqft

$509,900

Reduced from $529,900

  • 3Beds
  • 2.5Baths
  • 1,508SqFt
  • 2002Year
  • 150Days on market

About this home

Major Price Improvement! Enjoy stunning skyline views from the rooftop terrace, complete with a wet bar, in this well-maintained and updated townhome. Ideally located in the highly sought-after First Ward neighborhood, just blocks from the Light Rail, First Ward Park, Spectrum Center, and more. Easy access to NODA, Plaza Midwood and Optimist Hall. This tri-level townhome offers 3 bedrooms and 2.5 bathrooms, featuring a remodeled kitchen with a raised island bar, stainless steel appliances, granite countertops, and ample soft-close cabinetry. The open-concept layout is perfect for entertaining, with a conveniently located half bath just off the kitchen. The updated primary bathroom boasts a spacious tiled shower with granite accents, dual-sink vanity, and a built-in makeup nook/alcove. The lower-level bedroom includes a full ensuite bath, making it ideal for guests or a private office. Additional highlights include a rear-entry, off-street garage with space for one vehicle plus extra storage.

Property details

Beds
3
Baths
2.5
SqFt
1,508
Lot
Year built
2002
Type
Townhome
Days on market
150
Garage
1
Style
Contemporary
Heating
Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Tile, Vinyl, Wood
View
City
HOA dues
$385 / mo

Features

  • Attic Other
  • Kitchen Island
  • Open Floorplan
  • Rooftop Terrace

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,137/ month

Principal & interest
$3,157
Property tax (~1.05%)
$446
Homeowners insurance
$148
HOA dues
$385

Down payment

$25,495 down · $484,405 financed

Income to qualify (28% rule)

~$177,336 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.