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John KurtzCharlotte · NC

Concord · Concord, NC

640 Downshire Road NW

Concord, NC · 3,314 sqft

$674,990

  • 5Beds
  • 4.5Baths
  • 3,314SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome to the Blair in the highly sought after community of Annsborough Park! Walking in from the front covered porch you are greeted with a warm and inviting foyer. Just off the foyer is a formal dining room featuring a tray ceiling and 38" wainscotting. The home opens up to the family room, kitchen and breakfast area. The kitchen is equipped with stainless steel appliances, gas cooktop, exhaust hood, quartz countertops and a kitchen island. The family room is spacious and inviting with a gas fireplace, perfect for colder nights. You'll notice throughout the main living areas of this level is easily maintainable EVP flooring and 5" crown molding. Through the French door is a covered lanai with an extended patio, ideal for entertaining or enjoying a morning coffee. Finishing this level is a main level guest suite with a private bathroom that ensures your guest have the privacy and space they need. Upstairs you are greeted with a loft to add an additional living space. There are three additional bedrooms with two secondary shared bathrooms. The Owners suite is accented with a tray ceiling and 5" crown molding to enhance the elegance. The en-suite is fit for a spa, with a separate tiled deck garden tub and a tiled stadning shower. The dual vanity and private toilet area allows for maximum space and privacy for everyone to get ready in the mornings. Finally, the walk-in closet is spacious and is sure to be able to accomodate any size wardrobe and has access to the laundry room to help make laundry days go smoothly. Welcome to your new home!

Property details

Beds
5
Baths
4.5
SqFt
3,314
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$272 / qtr

Features

  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,985/ month

Principal & interest
$4,180
Property tax (~0.92%)
$517
Homeowners insurance
$196
HOA dues
$90

Down payment

$33,749 down · $641,240 financed

Income to qualify (28% rule)

~$213,661 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.