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John KurtzCharlotte · NC

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Winston Salem · Winston Salem, NC

640 Joshua Tree Lane

Winston Salem, NC · 1,420 sqft

$279,900

  • 3Beds
  • 2.5Baths
  • 1,420SqFt
  • 2023Year
  • 3Days on market

About this home

Like new 3-bedroom, 2.5 bath home built in 2023 and loaded with extras! The kitchen features granite countertops and SS appliances. The fully fenced backyard with 6-foot vinyl fencing is perfect for kids, pets, relaxing and entertaining. Enjoy the extended patio and convenient walkway around side of home. Energy efficient solar panels with battery backup and side mounted power configuration are already in place and included in the list price, along with a current $50.00 monthly electric credit. See attachments for additional information regarding solar savings and the assumable FHA mortgage at a fixed rate of 5.25%. This home has been impeccably maintained and includes a one-car garage with opener. Also included is the garage refrigerator, dining table and chairs and WYZE Smart Home Equipment. The spacious primary suite offers a large walk-in shower, double vanity sinks and a linen closet for extra storage. Move in ready with modern features throughout!

Property details

Beds
3
Baths
2.5
SqFt
1,420
Lot
Year built
2023
Type
Single Family
Days on market
3
Garage
1
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$75 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,135/ month

Principal & interest
$1,733
Property tax (~1.05%)
$244
Homeowners insurance
$81
HOA dues
$75

Down payment

$13,995 down · $265,905 financed

Income to qualify (28% rule)

~$91,502 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.