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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

6407 Barcelona Way

Charlotte, NC · 2,208 sqft

$525,000

  • 4Beds
  • 3Baths
  • 2,208SqFt
  • 2023Year

About this home

Better than new! Resort style living on Lake Wylie— built late 2023, this 4BR/3BA home with bonus room checks every premium box. Premium engineered hardwood floors flow through open main living areas anchored by a chef's kitchen featuring a double wall oven, stainless steel appliances, quartz countertops, upgraded cabinetry, and an improved pantry. The primary suite boasts a frameless tile shower with rain head and bench, dual vanity with upgraded lighting, and a tasteful accent wall behind the upgraded vanity mirrors. Every walk-in closet is fully upgraded for maximum organization. From an efficiency standpoint, this home is in a class of its own. Built by one of the few builders in the area to use full spray foam insulation, the result is an exceptionally airtight, energy-efficient home — and noticeably lower utility bills month after month. The spacious 2-car garage completes the interior package. Outside, a professionally landscaped yard is enclosed by sleek black aluminum fencing. A dedicated side pathway leads to an extended back patio with a louvered pergola featuring an adjustable roof — ideal for year-round entertaining. A row of fast-growing privacy trees lines the back, already working toward a lush natural privacy wall. The amenities rival a private resort: two large pools, clubhouse, grilling stations, fitness center, Lake Wylie access with boat dock and ramp, storage for all your water toys, approximately 10 miles of walking trails, a playground, a dog park, and a sports complex with pickleball and bocce ball courts with covered seating. Located minutes from the emerging River District, charming downtown historic Belmont, CLT Airport (11 min), and Uptown Charlotte (25 min). Resort living, historic charm, and city access — all in one.

Property details

Beds
4
Baths
3
SqFt
2,208
Lot
Year built
2023
Type
Single Family
Garage
2
Style
Arts and Crafts
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$143 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,006/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues
$143

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$171,728 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.