Waxhaw · Waxhaw, NC
641 Cottonfield Circle
Waxhaw, NC · 5,305 sqft
$1,500,000
- 4Beds
- 6.5Baths
- 5,305SqFt
- 2026Year
- 189'x322'x183'x300'Lot
- 3Days on market
About this home
Stunning custom-built full brick home on a private 1.2-acre lot in an established Waxhaw community with sought-after Marvin schools. This thoughtfully designed residence embodies refined luxury and effortless entertaining, offering 4 bedrooms, a private office, a spacious bonus room, 6 full baths, and an extra half bath. The open floor plan features coffered ceilings, extensive trim work, and no carpet throughout. At the heart of the home, the chef's kitchen is both functional and impressive - anchored by an oversized island, abundant counter space, quartz countertops, gray shaker cabinetry, a bold tile backsplash, double wall ovens, and a gas cooktop - all open to the breakfast area and family room with a sleek electric fireplace that brings both modern style and cozy ambiance. The main level also includes a formal dining room, private office, and a generous utility room with laundry. The main-level primary suite serves as a true private retreat with cove ceiling lighting, an electric fireplace, a custom closet, and a spa-inspired bath with designer tile finishes. Every bedroom features its own custom closet, offering thoughtful storage throughout. Upstairs, the expansive bonus room with a wet bar offers endless flexibility - media room, guest suite, or entertainment space. Additional highlights include a side-load 3-car garage, tankless water heater, and beautifully appointed bathrooms with stylish navy cabinetry throughout. Enjoy all of this with HOA dues of just $157 annually - exceptional value for the lifestyle and location. Located just minutes from Blakeney, Waverly, and all the dining, shopping, and conveniences the area has to offer. The septic permit is for 4 bedrooms.
Property details
- Beds
- 4
- Baths
- 6.5
- SqFt
- 5,305
- Lot
- 189'x322'x183'x300'
- Year built
- 2026
- Type
- Single Family
- Days on market
- 3
- Garage
- 3
- Style
- Transitional
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Hardwood, Tile
- View
- Year Round
- HOA dues
- $157 / yr
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$10,928/ month
- Principal & interest
- $9,289
- Property tax (~0.95%)
- $1,187
- Homeowners insurance
- $437
- HOA dues
- $13
Down payment
$75,000 down · $1,425,000 financed
Income to qualify (28% rule)
~$468,343 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.