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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

6428 Manitoba Lane

Charlotte, NC · 2,383 sqft

$645,000

  • 4Beds
  • 2.5Baths
  • 2,383SqFt
  • 2005Year
  • 1Days on market

About this home

Beautifully updated home in the highly desirable Stone Creek Ranch community! This spacious 4-bedroom, 2.5-bath home offers an open and inviting floor plan designed for comfortable everyday living and effortless entertaining. Step into the elegant foyer featuring custom picture frame moulding and enjoy the dramatic high ceiling in the living room that fills the home with natural light and an airy feel. The main level also includes a dedicated study/home office, formal dining area, and spacious living area with fireplace. The well-appointed kitchen features an electric stove, double ovens, pantry, ample cabinetry, and all appliances included. Upstairs, the expansive primary suite offers walk-in closet, and a private en-suite bath, along with three additional bedrooms and convenient upper-level laundry. Thoughtful upgrades throughout include no carpet in the entire home, tankless water heater, Tesla charger in the garage, 2021 HVAC system, and roof replaced in 2017. Relax on the charming front porch complete with a swing or unwind in the screened porch overlooking the level backyard with in-ground irrigation. Located in an amenity-rich community offering a clubhouse, outdoor pool, playground, dog park, and walking-friendly streets. Conveniently located near shopping, dining, and top-rated schools in the Ballantyne area. Pls check the school assignments. For 2026-2027 the middle school may change to Cato Ridge Middle.

Property details

Beds
4
Baths
2.5
SqFt
2,383
Lot
Year built
2005
Type
Single Family
Days on market
1
Garage
2
Style
A-Frame
Heating
Central
Cooling
Attic Fan, Ceiling Fan(s)
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$268 / qtr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,836/ month

Principal & interest
$3,994
Property tax (~1.05%)
$564
Homeowners insurance
$188
HOA dues
$89

Down payment

$32,250 down · $612,750 financed

Income to qualify (28% rule)

~$207,279 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.