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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

645 Camp Creek Road

Union Mills, NC · 3,428 sqft

$649,000

  • 4Beds
  • 3.5Baths
  • 3,428SqFt
  • 2020Year
  • 9Days on market

About this home

Welcome to 645 Camp Creek Road in Union Mills, North Carolina—set on 7.09 private acres where peaceful surroundings and flexible living come together. This 3,428 sqft home features dual primary suites, one on the main level and another in the beautifully finished basement, offering the ideal setup for multi-generational living or hosting guests with ease. Enjoy quiet mornings on the front deck and unwind in the evenings on the patio, all while taking in the natural beauty of open space and wooded privacy. Thoughtfully designed, this property offers a seamless blend of comfort, versatility, and serene country living.

Property details

Beds
4
Baths
3.5
SqFt
3,428
Lot
Year built
2020
Type
Single Family
Days on market
9
Garage
2
Heating
Electric
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,776/ month

Principal & interest
$4,019
Property tax (~1.05%)
$567
Homeowners insurance
$189
HOA dues

Down payment

$32,450 down · $616,550 financed

Income to qualify (28% rule)

~$204,711 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.