Statesville · Statesville, NC
648 Scotts Creek Road
Statesville, NC · 2,900 sqft
$359,999
- 3Beds
- 2Baths
- 2,900SqFt
- 1961Year
- 1Days on market
About this home
Fully renovated ranch home for sale in West Iredell on 0.5 acre lot with no HOA and USDA financing available. You may Qualify for $0 down payment. Move-in ready 3 bedroom, 2 bathroom home with all major systems updated including new roof, HVAC, windows, plumbing, electrical, flooring, and kitchen. Open floor plan with split bedroom layout, wood-burning fireplace, luxury vinyl plank flooring, and updated kitchen with stainless steel appliances. Washer and dryer included. Spacious primary suite with walk-in closet. Bonus flex room ideal for home office, remote work setup, or media room. Covered front porch and rear porch, plus patio space for outdoor living. Storage shed and 2-car carport included. Private well and septic. Located in a quiet country setting just minutes from Statesville, with easy access to I-40, I-77, and Highway 64. Convenient to shopping, dining, and commuting to Charlotte in under 45 minutes. RA zoning. No HOA restrictions. Affordable, fully updated home with land in a USDA-eligible area. Convenient to Lake Norman, Lake Norman State Park, and downtown Statesville for shopping, dining, and outdoor recreation. Short drive to Zootastic Park and Fort Dobbs State Historic Site.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,900
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,649/ month
- Principal & interest
- $2,229
- Property tax (~1.05%)
- $315
- Homeowners insurance
- $105
- HOA dues
- —
Down payment
$17,999 down · $341,999 financed
Income to qualify (28% rule)
~$113,553 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.