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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

65 Roy Lane

Black Mountain, NC · 1,671 sqft

$379,500

Reduced from $415,000

  • 3Beds
  • 2.5Baths
  • 1,671SqFt
  • 1983Year
  • 146Days on market

About this home

Welcome home to this charming mountain cottage perfectly located in an area near Black Mountain and Old Fort. This property is ideal for the buyer seeking a peaceful mountain setting. The property has a spacious layout, 3-bedroom, 2 full and 1 half-bathroom home features a functional split floor plan designed for comfortable daily living. The basement level includes a generous 1-car garage and an adjacent workshop, providing ample room for storage, vehicle parking, projects, and hobbies. Enjoy peace of mind with a private well, an updated heat pump, and a propane gas heater for supplemental warmth. Newer appliances complete the move-in-ready package. Quiet mountain lifestyle awaits nestled in a wooded area, the cottage offers a sense of privacy that is increasingly hard to find. Enjoy peaceful, secluded mountain living, along with winter mountain views from the front porch and upper-level windows. If you value privacy and a beautiful mountain setting, this property is a must-see! Opportunity to expand: Total acreage 1.52 with two separate lots. Refer to plat map for lot 10. Lots 4, 5, and 11 are available/sold separately and would be a valuable complement to this property. No drive by's.

Property details

Beds
3
Baths
2.5
SqFt
1,671
Lot
Year built
1983
Type
Single Family
Days on market
146
Garage
1
Style
Cottage
Heating
Heat Pump
Cooling
Central Air, Electric
Foundation
Basement
View
Mountain(s), Winter

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,793/ month

Principal & interest
$2,350
Property tax (~1.05%)
$332
Homeowners insurance
$110
HOA dues

Down payment

$18,975 down · $360,525 financed

Income to qualify (28% rule)

~$119,704 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.