Spruce Pine · Spruce Pine, NC
6507 S 226 Highway
Spruce Pine, NC · 1,824 sqft
$330,000
Reduced from $365,000
- 3Beds
- 2Baths
- 1,824SqFt
- 1941Year
- 36Days on market
About this home
Nestled within the Ledger community, this delightful stone cottage captures a unique mix of enduring charm and well-considered improvements. From first glance, the detailed stonework makes a lasting impression—layered with character, craftsmanship, and striking curb appeal.
Inside, the home welcomes you with a cozy, comfortable feel, where original hardwood floors remain in select areas, adding warmth and authenticity. The floor plan is easy and functional, offering everyday livability while still providing the perfect canvas for future updates and personal touches. Upstairs, you’ll find two bedrooms, a full bath, and a generously sized storage space.
Whether it’s the character or the potential to shape it into your own vision, this Ledger cottage stands out as a timeless opportunity.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,824
- Lot
- —
- Year built
- 1941
- Type
- Single Family
- Days on market
- 36
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,428/ month
- Principal & interest
- $2,043
- Property tax (~1.05%)
- $288
- Homeowners insurance
- $96
- HOA dues
- —
Down payment
$16,500 down · $313,500 financed
Income to qualify (28% rule)
~$104,091 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.