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John KurtzCharlotte · NC

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Concord · Concord, NC

657 Gable Oaks Lane NW

Concord, NC · 2,078 sqft

$449,900

  • 4Beds
  • 2.5Baths
  • 2,078SqFt
  • 1995Year
  • 16Days on market

About this home

Charming 4-bedroom home in the desirable Gable Oaks community. This inviting residence offers approximately 2,000 square feet of comfortable living space on a spacious 0.27-acre lot. Step inside to a functional floor plan featuring a large living room, separate dining area, and a bright eat-in kitchen. The primary suite includes a private bathroom, while the three additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy the rear patio overlooking the fully fenced backyard — ideal for pets, play, or relaxing evenings.Built in 1995 with solid construction, this home sits in a convenient northwest Concord location. Just minutes from I-85, shopping, dining, and top-rated schools, with easy access to Charlotte in only 25–30 minutes. Whether you’re a first-time buyer or seeking a family-friendly neighborhood, this home delivers excellent value and timeless appeal. Freshly listed and ready for its next owner.

Property details

Beds
4
Baths
2.5
SqFt
2,078
Lot
Year built
1995
Type
Single Family
Days on market
16
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Vinyl
HOA dues
$260 / 6mo

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,305/ month

Principal & interest
$2,786
Property tax (~0.92%)
$344
Homeowners insurance
$131
HOA dues
$43

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$141,678 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.