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John KurtzCharlotte · NC

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Cullowhee · Cullowhee, NC

658 Tilley Creek Road

Cullowhee, NC · 2,007 sqft

$425,000

Reduced from $435,000

  • 3Beds
  • 2.5Baths
  • 2,007SqFt
  • 1994Year
  • 9Days on market

About this home

Five acres of Western Carolina mountain living coming on the market this Memorial weekend!

Perched above Cullowhee, 658 Tilley Creek Road offers the kind of privacy and space that's genuinely hard to find. Five usable acres of land give you room to breathe, garden, explore, or build — and the property's storage shed/ workshop mean there's a place for everything.

Inside, 2000+ sq ft of well-kept living space is thoughtfully laid out across 3 bedrooms and 2.5 bathrooms, including a private primary ensuite that makes coming home feel like a retreat. A bonus room in the basement adds flexibility for a home office, studio, or guest overflow. Built in 1994 and lovingly maintained, the home has the warmth and character of a mountain property that's been lived in and cared for.

Outside, the gravel driveway winds through mature trees to a setting that feels worlds away — just minutes to our beloved Western Carolina University!

Whether you're looking for a full-time mountain home, a creative retreat, or a property with serious land potential — this one checks every box.

Schedule your private showing today. Come check it out at out Kick Off Open House this Monday 12-2

Property details

Beds
3
Baths
2.5
SqFt
2,007
Lot
Year built
1994
Type
Single Family
Days on market
9
Heating
Kerosene, Propane, Wood Stove
Cooling
None
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.