Spruce Pine · Spruce Pine, NC
658 Upper Hanging Rock Road
Spruce Pine, NC · 900 sqft
$245,000
Reduced from $254,900
- 3Beds
- 2Baths
- 900SqFt
- 1954Year
- 67Days on market
About this home
Discover the perfect blend of comfort, space, and opportunity with this beautiful 3.27-acre property. The main home features thoughtful updates throughout, including a renovated kitchen and bathroom, a spacious walk-in closet, and new windows and roof for added peace of mind. The upstairs offers additional square footage with great potential, ready to be renovated and customized to suit your needs. In addition to the primary residence, the property includes a separate guest house—ideal for rental income, extended family, or a private workspace. The guest house offers a renovated bathroom and great potential, with a bit of additional work needed to make it truly shine. Its basement provides ample space for a workshop, storage, or hobby area, adding even more versatility.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 900
- Lot
- —
- Year built
- 1954
- Type
- Single Family
- Days on market
- 67
- Heating
- Kerosene, Propane, Wall Furnace, Wood Stove
- Cooling
- None
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,803/ month
- Principal & interest
- $1,517
- Property tax (~1.05%)
- $214
- Homeowners insurance
- $71
- HOA dues
- —
Down payment
$12,250 down · $232,750 financed
Income to qualify (28% rule)
~$77,280 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.