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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

6581 Emerald Isle Drive

Sherrills Ford, NC

$185,000

Reduced from $200,000

  • 4Beds
  • 2Baths
  • 0SqFt
  • 1978Year
  • RF122x187x120x103x163Lot
  • 237Days on market

About this home

Great Opportunity for an investor or someone who wants to create sweat equity! This attractive stick-built home on .71 acres is in need of finishing. It has four bedrooms and two full baths with an open split floor plan and a large lot close to Hwy 150 Village at Sherrills Ford shopping, dining and Lake Norman public access. The owner has moved this home and started the process of getting it finished and securing a Certificate of Occupancy. The foundation was approved and a septic permit for three bedrooms was issued but has expired. (One of the four bedrooms could be used as something else if closet is removed.) The new owner could apply for a four-bedroom septic as an alternative. There is public water at the road and the tap fee has been paid according to the county but the home has not been connected. An electrician and plumber needed to connect utilities and hot water heater. HVAC system needed as well as septic. The property is being sold "as is, where is".

Property details

Beds
4
Baths
2
SqFt
0
Lot
RF122x187x120x103x163
Year built
1978
Type
Single Family
Days on market
237
Style
Traditional
Heating
None
Cooling
None
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Vinyl

Features

  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,361/ month

Principal & interest
$1,145
Property tax (~1.05%)
$161
Homeowners insurance
$53
HOA dues

Down payment

$9,250 down · $175,750 financed

Income to qualify (28% rule)

~$58,354 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.