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John KurtzCharlotte · NC

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Canton · Canton, NC

659 Cold Creek Road

Canton, NC · 1,500 sqft

$315,000

Reduced from $325,000

  • 2Beds
  • 2Baths
  • 1,500SqFt
  • 2020Year
  • 36Days on market

About this home

Located in the peaceful mountain community of Cruso, 659 Cold Creek Road offers charm, comfort, and the soothing sounds of nature. The home features 3 bedrooms (septic permit is for 2 bedrooms), 2 full baths, a very nice kitchen with plenty of space to gather, and a relaxing freestanding tub perfect for unwinding at the end of the day. Step outside and you’ll immediately appreciate the gentle sound of Cold Creek flowing nearby, creating a tranquil setting that truly defines mountain living. Whether enjoying your morning coffee or an evening on the porch, the peaceful creek atmosphere makes this property feel like a private retreat. The property also includes a really nice storage building ideal for tools, equipment, or workshop space, along with an additional shed for even more storage flexibility. With three separate access points from Cold Creek Road, you have easy access to the entire piece of property—making it convenient for parking, projects, recreation, gardening or simply enjoying all the usable space.

If you’re looking for a comfortable home with practical improvements, multiple access points, and the calming sound of the creek in beautiful Cruso, this property is one you won’t want to miss.

Property details

Beds
2
Baths
2
SqFt
1,500
Lot
Year built
2020
Type
Single Family
Days on market
36
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space, Pillar/Post/Pier
Flooring
Carpet, Linoleum

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$99,360 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.