Spruce Pine · Spruce Pine, NC
660 Halltown Road
Spruce Pine, NC · 2,520 sqft
$475,000
Reduced from $549,900
- 4Beds
- 3Baths
- 2,520SqFt
- 2001Year
- 354Days on market
About this home
Located in one of the most desirable areas of Spruce Pine, NC, this impeccably maintained home offers convenient access to the Blue Ridge Parkway and shopping in Grassy Creek. The property features 4 spacious bedrooms, 3 full bathrooms, and 2 well-appointed kitchens. Additional highlights include beautiful hardwood floors, a back deck perfect for relaxing or entertaining, a storage shed, and meticulously landscaped grounds. The basement includes a two-car garage and a separate apartment, ideal for guests or rental income.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,520
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 354
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,495/ month
- Principal & interest
- $2,941
- Property tax (~1.05%)
- $415
- Homeowners insurance
- $138
- HOA dues
- —
Down payment
$23,750 down · $451,250 financed
Income to qualify (28% rule)
~$149,827 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.