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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

6607 Elmwood Circle

Charlotte, NC · 1,360 sqft

$320,000

Reduced from $325,000

  • 3Beds
  • 2Baths
  • 1,360SqFt
  • 1962Year
  • 12Days on market

About this home

Charming full-brick ranch in Charlotte's Coulwood area with no HOA and one-level living at its finest! This move-in ready 3BR/2BA home features gleaming hardwood floors, recessed lighting and custom wainscoting. The fully renovated kitchen impresses with white shaker cabinets, granite countertops, and stainless steel appliances. A designer accent wall and open flow to the dining room add modern character throughout. Primary suite includes a walk-in closet. Step outside to a covered patio with metal roof, wood beams, and café lights — perfect for year-round entertaining. Fenced yard, mature trees, and a detached garage offer rare versatility at this price point. Less than 15 minutes to Uptown Charlotte with easy access to I-85, I-485, and CLT Airport.

Property details

Beds
3
Baths
2
SqFt
1,360
Lot
Year built
1962
Type
Single Family
Days on market
12
Garage
1
Style
Ranch
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,355/ month

Principal & interest
$1,981
Property tax (~1.05%)
$280
Homeowners insurance
$93
HOA dues

Down payment

$16,000 down · $304,000 financed

Income to qualify (28% rule)

~$100,936 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.