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John KurtzCharlotte · NC

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Denver · Denver, NC

6627 Harbor Oaks Drive

Denver, NC · 3,842 sqft

$1,175,000

  • 3Beds
  • 3.5Baths
  • 3,842SqFt
  • 2009Year
  • 18Days on market

About this home

Welcome to 6627 Harbor Oaks Drive- a refined blend of luxury and comfort in the heart of Denver, NC near Lake Norman. Located in the desirable Harbor Oaks gated community, this beautifully appointed residence on approx one acre offers elevated living in a peaceful yet highly convenient setting just minutes from marinas, shopping, dining, and major commuter routes. Step inside to a bright, open-concept floor plan designed for both everyday living and upscale entertaining. Expansive living spaces flow seamlessly together, enhanced by natural light and thoughtful design throughout. A zero-grade entry provides ease of access and a seamless transition into the home, combining functionality with refined design. Home is beaming with natural light and features wooden plantation shutters/blinds on all windows. The impressive 3 car garage w/ built in storage is another feature as well as an expansive bonus/flex room complete with a full bath. The chef’s kitchen is equipped with upscale appliances including a Thermador gas cooktop and newer double ovens, delivering both performance and sophistication. The kitchen flows effortlessly into the main living and dining areas, creating an ideal space for gatherings and entertaining. The primary suite offers a private retreat with a spacious layout, walk-in closets, and a well-appointed spa like luxurious bath designed for comfort and relaxation. Additional bedrooms are generously sized, providing flexibility for guests and family. A formal office showcases wooden coffered ceilings and wood wainscotting. Step outside to a true backyard oasis with a saltwater pool/spa combo (2019) with waterfalls, an oversized deck with newer awning, and a brick fireplace, creating an exceptional outdoor living and entertaining experience. Enjoy peaceful seasonal lake views from the rear of the home, enhancing the serene setting. Additional highlights include surround sound and built in wifi creating a seamless audio experience for entertaining and everyday living. Major system upgrades provide peace of mind, including newer HVAC systems (2020 & 2023), water heaters (2024), a new full-home generator (2025), and an encapsulated crawlspace for improved efficiency and durability for the years to come. Perfectly positioned near Lake Norman, this home offers the ideal balance of luxury, comfort, and convenience in one of Denver’s most sought-after communities you don't want to miss.

Property details

Beds
3
Baths
3.5
SqFt
3,842
Lot
Year built
2009
Type
Single Family
Days on market
18
Garage
3
Heating
Electric, Forced Air, Zoned
Cooling
Central Air, Electric, Multi Units, Zoned
Foundation
Crawl Space
Flooring
Carpet, Marble, Tile, Wood
HOA dues
$1,350 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Whirlpool
  • Fire Pit
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,760/ month

Principal & interest
$7,277
Property tax (~1.05%)
$1,028
Homeowners insurance
$342
HOA dues
$112

Down payment

$58,750 down · $1,116,250 financed

Income to qualify (28% rule)

~$375,447 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.