Charlotte · Charlotte, NC
6633 Terry Lane
Charlotte, NC · 2,038 sqft
$450,000
- 4Beds
- 2.5Baths
- 2,038SqFt
- 2026Year
About this home
Move in ready new construction in Charlotte, NC with no HOA, located in the highly desirable Grove Park neighborhood. This stunning 4 bedroom single family home includes a true turnkey move in ready package with a 6’ privacy fence, washer, dryer and blinds already included. Builder and lender are offering a 2-1 rate buy down with potential rates in the 4’s, plus this home qualifies for 100% financing and up to $10,000 in closing costs for eligible buyers. Featuring an open floor plan with 9 foot ceilings on both levels, a dedicated home office, 2 car garage, rear patio and luxury finishes throughout, this home checks every box for buyers looking for a brand new home in Charlotte. Upgrades include quartz countertops, white shaker cabinetry with 42” uppers, soft close doors, dovetail drawers, designer tile backsplash, white oak luxury vinyl plank flooring, Pella windows and doors, fiber cement siding, stainless steel appliances and Moen plumbing fixtures. The primary suite offers a beautiful ensuite bath with walk in shower and dual vanity, while the guest baths feature designer tile and modern finishes. Grove Park offers multiple neighborhood lakes, parks and walking trails while being centrally located between Uptown Charlotte, Matthews and Mint Hill. Enjoy quick access to Plaza Midwood, NoDa, shopping, dining and entertainment, with Plaza Midwood and NoDa approximately 15 minutes away and Uptown Charlotte around 25 minutes away. A rare opportunity for buyers searching for a truly move in ready new construction home in Charlotte with modern upgrades, no HOA, builder incentives and flexible financing options.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,038
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,311/ month
- Principal & interest
- $2,786
- Property tax (~1.05%)
- $393
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$141,942 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


