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John KurtzCharlotte · NC

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Locust · Locust, NC

664 Saddlebred Lane

Locust, NC · 3,108 sqft

$449,900

  • 5Beds
  • 3.5Baths
  • 3,108SqFt
  • 2021Year
  • 1Days on market

About this home

Welcome to the highly sought-after Crossroads community—where this stunning 5-bedroom, 3.5-bath home is ready to impress and invite you to call it your own. From the moment you step through the front door, you’re greeted by a spacious foyer and a private office with elegant French doors—perfect for working from home. As you continue, you’ll pass a formal dining room before entering the heart of the home: an open-concept living space designed for both comfort and entertaining. The expansive family room features a cozy fireplace and an abundance of windows that fill the space with natural light. The chef-inspired kitchen is a true highlight, complete with a large island, stainless steel appliances, gorgeous granite, a walk-in pantry, and a convenient desk area. Just off the kitchen, the generous breakfast area offers the perfect spot for casual dining. Upstairs, you’ll find all five bedrooms, including a spacious primary suite designed for relaxation. The luxurious primary bath features a full-sized shower, creating a spa-like retreat. An upper-level laundry room adds everyday convenience, along with three full bathrooms to accommodate family and guests. Step outside to enjoy the extended patio and level backyard—ideal for entertaining or simply relaxing while taking in North Carolina’s beautiful seasons. As part of the Crossroads community, you’ll enjoy amenities including a pool, walking trails, playground, and scenic pond. Don’t miss your opportunity to experience everything this magnificent home and community have to offer—your search truly ends here.

Property details

Beds
5
Baths
3.5
SqFt
3,108
Lot
Year built
2021
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl
HOA dues
$243 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,392/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$81

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$145,381 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.