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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

664 Simpson Street

Rock Hill, SC · 774 sqft

$179,000

  • 2Beds
  • 1Baths
  • 774SqFt
  • 1950Year
  • 57Days on market

About this home

Move-in-ready ranch minutes from downtown Rock Hill, featuring a private, wooded lot and a peaceful backyard setting. Inside, you’ll find a functional layout with LVP flooring throughout and an upgraded kitchen featuring modern countertops and a brand-new refrigerator. Fresh neutral paint adds a clean, modern touch. Major updates in 2025 include new vinyl siding and windows, a new roof with a 25-year warranty, new HVAC, new water heater, and a new LG washer/dryer set—all providing style, efficiency, and peace of mind. Perfect for first-time buyers, investors, or anyone looking to downsize, this home offers easy access to shopping, dining, and major commuter routes. Don’t miss this opportunity!

Property details

Beds
2
Baths
1
SqFt
774
Lot
Year built
1950
Type
Single Family
Days on market
57
Style
Ranch
Heating
Ductless, Electric
Cooling
Ductless
Foundation
Slab
Flooring
Vinyl

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,317/ month

Principal & interest
$1,108
Property tax (~1.05%)
$156
Homeowners insurance
$52
HOA dues

Down payment

$8,950 down · $170,050 financed

Income to qualify (28% rule)

~$56,461 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.