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John KurtzCharlotte · NC

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Horse Shoe · Horse Shoe, NC

671 Mills River Way

Horse Shoe, NC · 4,568 sqft

$1,790,000

Reduced from $1,890,000

  • 4Beds
  • 4.5Baths
  • 4,568SqFt
  • 2017Year
  • 27Days on market

About this home

Private mountain estate in the gated Homestead at Mills River, offering over 4,500 square feet of refined living space. Custom-built by AR Homes, this exceptional 1.5-story residence blends timeless craftsmanship, luxury finishes, and seamless indoor-outdoor living in one of Western North Carolina’s most sought-after communities. Designed for both everyday comfort and elevated entertaining, the open-concept main living area features expansive windows, a chef’s kitchen, and a retractable glass wall opening completely to the covered outdoor living space for a true year-round indoor-outdoor experience. The spacious primary suite provides a private retreat with a spa-inspired bath, while additional bedrooms and flexible living areas offer ideal space for guests, multi-generational living, or work-from-home functionality. Dual laundry rooms on both levels add convenience and flexibility. Thoughtful lifestyle features include a dedicated dog wash station, pet-friendly design elements, fenced yard, and a newly installed greenhouse. Built with long-term comfort and efficiency in mind, the home also includes whole-house water filtration with reverse osmosis, fully encapsulated crawlspace with dehumidification, dual tankless water heaters, and natural gas service. Situated on a private wooded homesite within a gated community featuring a riverfront clubhouse and natural surroundings, this property offers both seclusion and connection. An adjoining approximately 23-acre parcel located outside the HOA may be available separately. Buyer advised to independently verify all matters related to access, easements, permitted uses, development potential, and any potential relationship of the adjoining parcel to the Homestead at Mills River community. Seller offering a limited 30-day incentive package for offers accepted by June 30. Buyer incentives include a $15,000 closing cost/rate buy-down credit, $10,000 punch list credit, 1-year home warranty, plus professional move-out cleaning and carpet refresh. Full-price offers may also include screened porch furniture package.

Property details

Beds
4
Baths
4.5
SqFt
4,568
Lot
Year built
2017
Type
Single Family
Days on market
27
Garage
2
Style
Contemporary
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Mountain(s)
HOA dues
$1,513 / yr

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$13,300/ month

Principal & interest
$11,085
Property tax (~1.05%)
$1,566
Homeowners insurance
$522
HOA dues
$126

Down payment

$89,500 down · $1,700,500 financed

Income to qualify (28% rule)

~$570,017 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.