Whittier · Whittier, NC
677 Ridgetop Circle
Whittier, NC · 1,200 sqft
$374,900
Reduced from $424,900
- 2Beds
- 2Baths
- 1,200SqFt
- 2025Year
- 74Days on market
About this home
Welcome to this charming brand-new 2-bedroom, 2-bath log cabin that blends rustic warmth with modern comfort. The open living and kitchen area features vaulted tongue-and-groove ceilings, butcher-block countertops, stainless steel appliances, generous cabinet and counter space, and an island with a breakfast bar that connects easily to the dining area. A cozy corner stacked-stone gas fireplace anchors the living room, creating the perfect spot for cool mountain nights. The spacious primary suite offers a vaulted ceiling, dual-granite vanity bath, and private access to the wraparound covered porch. A guest bedroom, second bath, and a large laundry/storage room with a gas tankless water heater complete the interior, all enhanced by durable luxury vinyl plank flooring. Outside, enjoy a low-maintenance exterior with a metal roof, seasonal winter mountain views with summer privacy, ample parking, and a dedicated firepit area. Located in a gated log cabin community with sensible restrictions and paved roads, this home offers peace of mind and convenience. Just minutes from Harrah’s Cherokee Casino, it’s ideal as a vacation rental, second home, or full-time getaway.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,200
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 74
- Style
- Cabin
- Heating
- Electric, Heat Pump, Propane
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
- View
- Winter
- HOA dues
- $1,200 / yr
Features
- Breakfast Bar
- Kitchen Island
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,859/ month
- Principal & interest
- $2,321
- Property tax (~1.05%)
- $328
- Homeowners insurance
- $109
- HOA dues
- $100
Down payment
$18,745 down · $356,155 financed
Income to qualify (28% rule)
~$122,539 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.