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John KurtzCharlotte · NC

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Whittier · Whittier, NC

677 Ridgetop Circle

Whittier, NC · 1,200 sqft

$374,900

Reduced from $424,900

  • 2Beds
  • 2Baths
  • 1,200SqFt
  • 2025Year
  • 74Days on market

About this home

Welcome to this charming brand-new 2-bedroom, 2-bath log cabin that blends rustic warmth with modern comfort. The open living and kitchen area features vaulted tongue-and-groove ceilings, butcher-block countertops, stainless steel appliances, generous cabinet and counter space, and an island with a breakfast bar that connects easily to the dining area. A cozy corner stacked-stone gas fireplace anchors the living room, creating the perfect spot for cool mountain nights. The spacious primary suite offers a vaulted ceiling, dual-granite vanity bath, and private access to the wraparound covered porch. A guest bedroom, second bath, and a large laundry/storage room with a gas tankless water heater complete the interior, all enhanced by durable luxury vinyl plank flooring. Outside, enjoy a low-maintenance exterior with a metal roof, seasonal winter mountain views with summer privacy, ample parking, and a dedicated firepit area. Located in a gated log cabin community with sensible restrictions and paved roads, this home offers peace of mind and convenience. Just minutes from Harrah’s Cherokee Casino, it’s ideal as a vacation rental, second home, or full-time getaway.

Property details

Beds
2
Baths
2
SqFt
1,200
Lot
Year built
2025
Type
Single Family
Days on market
74
Style
Cabin
Heating
Electric, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl
View
Winter
HOA dues
$1,200 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,859/ month

Principal & interest
$2,321
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues
$100

Down payment

$18,745 down · $356,155 financed

Income to qualify (28% rule)

~$122,539 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.