Charlotte · Charlotte, NC
6803 Pencade Lane
Charlotte, NC · 3,012 sqft
$475,000
Reduced from $550,000
- 7Beds
- 2.5Baths
- 3,012SqFt
- 1967Year
- 97Days on market
About this home
Full Brick Home with Finished Basement, Sunroom on a Spacious Lot in Charlotte
Rare opportunity to own a solid full brick home offering 2,117 SF on the main level plus 894.9 SF of finished basement space. The flexible layout supports additional bedrooms, office space, recreation, or multigenerational living, while the sunroom and rear deck extend the living area for indoor-outdoor enjoyment. A fully fenced backyard and established garden, the property provides privacy and room to grow.
Major updates include a roof replaced in 2025, newer HVAC, water heater and well updated in 2023, and fresh interior and exterior paint. Select areas offer the opportunity to personalize to make it your own and add long-term value.
Seller is flexible and willing to customize updates to the home to meet buyer preferences prior to closing.
Property details
- Beds
- 7
- Baths
- 2.5
- SqFt
- 3,012
- Lot
- —
- Year built
- 1967
- Type
- Single Family
- Days on market
- 97
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,495/ month
- Principal & interest
- $2,941
- Property tax (~1.05%)
- $415
- Homeowners insurance
- $138
- HOA dues
- —
Down payment
$23,750 down · $451,250 financed
Income to qualify (28% rule)
~$149,827 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
