Mooresville · Mooresville, NC
686 White Oaks Road
Mooresville, NC · 3,834 sqft
$725,000
- 5Beds
- 4.5Baths
- 3,834SqFt
- 2006Year
About this home
Situated on over an acre with NO HOA, this beautifully designed one-story home with a fully finished basement is a must-see. A covered front porch welcomes you inside, where hardwood flooring flows throughout most of the main level. The kitchen which was updated in 2022 features quartz countertops & backsplash, stainless steel appliances, a walk-in pantry, and a breakfast nook perfect for everyday living.
The living room showcases a vaulted ceiling, while the primary suite offers a true retreat with its own sitting area, walk-in closet & ensuite bath complete with a soaking tub, walk-in shower, and double vanity. The primary suite also provides direct access to a covered porch ideal for relaxing or entertaining.
Two additional bedrooms on the main level share a Jack-and-Jill bath, while an office, dining area, and half bath complete the thoughtfully designed floor plan.
Downstairs, the fully finished basement offers exceptional flexibility with a wet bar, laundry room with sink, two additional bedrooms, and two full bathrooms — perfect for guests, multigenerational living, or extended stays. The recreation room opens directly to a covered patio, and a separate exterior entrance adds even more versatility for private guest quarters or potential rental opportunities. Additional storage and a utility closet provide ample functional space.
Additional highlights include a 3-car garage, roof replaced in 2025, main-level HVAC replaced in 2023, one new water heater in 2025, the entire house was painted in 2023,.
Conveniently located near Lake Norman, shopping, dining, parks, and outdoor recreation, this property offers the perfect blend of peaceful living and everyday convenience with easy access to all that Mooresville has to offer.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 3,834
- Lot
- —
- Year built
- 2006
- Type
- Single Family
- Garage
- 3
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
Features
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,335/ month
- Principal & interest
- $4,490
- Property tax (~1.05%)
- $634
- Homeowners insurance
- $211
- HOA dues
- —
Down payment
$36,250 down · $688,750 financed
Income to qualify (28% rule)
~$228,684 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.