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John KurtzCharlotte · NC

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Highlands · Highlands, NC

692 Lost Trail

Highlands, NC · 4,241 sqft

$4,250,000

Reduced from $4,750,000

  • 3Beds
  • 3Baths
  • 4,241SqFt
  • 2021Year
  • 66Days on market

About this home

Built in 2021 and positioned on approximately 1.96 acres, this contemporary mountain residence offers refined craftsmanship, modern comforts, and striking Whiteside Mountain views from every room on the main level and many rooms on the lower level. Located within the gated Cullasaja Club community in Highlands, NC, the home captures the relaxed elegance and natural beauty of the Highlands-Cashiers Plateau.

The main level centers around a spacious great room with soaring ceilings and a gas fireplace shared with the primary owner’s suite. Expansive sliding glass doors frame the mountain landscape and open to a screened porch with a wood-burning fireplace, creating a seamless indoor-outdoor living experience. The porch connects to an open deck accessed from the primary suite.

The primary bedroom is located on the main level and features mountain views along with a generous ensuite bath that includes a soaking tub, glass walk-in shower, and walk-in closets.

The kitchen blends clean design with high-end functionality and features built-in appliances including a gas stove and double ovens. A formal dining area and casual dining space provide flexibility for everyday living and entertaining.

The lower level offers additional living space designed for comfort and recreation. Two guest bedrooms share a Jack-and-Jill bath, while the recreation room includes a fireplace, pool table area, and wet bar. Sliding doors lead to a covered deck with a hot tub.

Large windows throughout the home bring natural light indoors while showcasing the impressive mountain views.

Approved membership provides access to Cullasaja Club’s world-class amenities, including an Arnold Palmer–designed championship golf course, clubhouse dining, wellness facilities, tennis, swimming, and a vibrant social calendar. Additional features include lake access to Ravenel Lake and an extensive trail network throughout the community, with connections to the adjoining National Forest.

Property details

Beds
3
Baths
3
SqFt
4,241
Lot
Year built
2021
Type
Single Family
Days on market
66
Garage
2
Style
Traditional
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s), Year Round
HOA dues
$6,024 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Hot Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$31,781/ month

Principal & interest
$26,321
Property tax (~1.05%)
$3,718
Homeowners insurance
$1,239
HOA dues
$502

Down payment

$212,500 down · $4,037,500 financed

Income to qualify (28% rule)

~$1,362,077 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.