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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

6993 Charlotte Highway

Lancaster, SC · 2,582 sqft

$2,500,000

  • 3Beds
  • 2Baths
  • 2,582SqFt
  • 1916Year
  • 98Days on market

About this home

Charming 1916 home on 3.96 acres, perfectly located on Highway 521 in a thriving, fast-growing area. This rare property offers endless possibilities for a private estate, custom residence, or future residential development. Enjoy privacy and space while staying close to top schools, shopping, dining, and all conveniences. Combining historic character with modern potential, this is a truly unique opportunity to create your dream home in one of the region’s most desirable locations. Many unique rooms with lots of space! Currently zoned Low Density Residential. As of 9/26/25 Lancaster County UDO future land use map has it labeled as Growth are meaning Commercial Zoning would be allowed w/Design and Environmental Guidelines. County Water is available on 521 contact Lancaster County Water and Sewer as tap fee is required. The Lancaster County 9 month moratorium states it can be sub-divided up to 3 parcels making it a total of 4 parcels. Located in the Southern Panhandle Small Area Plan https://www.lancastercountysc.gov/251/Southern-Panhandle-Small-Area-Plan Highway 521 is proposed to be widened. Mobile home on property is not habitable. Septic and repair fields are on adjoining property owned by family members, no written agreement. There is a buried fuel tank on the property, seller makes no representation as to its condition. 400 sq ft. Basketball patio. County was not able to find septic permit on file.

Property details

Beds
3
Baths
2
SqFt
2,582
Lot
Year built
1916
Type
Single Family
Days on market
98
Heating
Forced Air, Wood Stove
Cooling
Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Wood

Features

  • Attic Stairs Pulldown
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$18,399/ month

Principal & interest
$15,483
Property tax (~1.05%)
$2,187
Homeowners insurance
$729
HOA dues

Down payment

$125,000 down · $2,375,000 financed

Income to qualify (28% rule)

~$788,566 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.