Spencer · Spencer, NC
703 5th Street
Spencer, NC · 1,865 sqft
$200,000
Reduced from $220,000
- 4Beds
- 2Baths
- 1,865SqFt
- 1916Year
- 33Days on market
About this home
Charming 1916 home full of character and timeless appeal! This 4-bedroom 2-bathroom home is the perfect opportunity for buyers looking to restore and customize a classic beauty. Featuring spacious rooms and a classic layout. While it does need some TLC, the possibilities are endless—whether you’re an investor or a homeowner with a vision. New roof and HVAC in 2021. Conveniently located don’t miss out on this unique opportunity! Spencer is home to the NC Transportation Museum!
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,865
- Lot
- —
- Year built
- 1916
- Type
- Single Family
- Days on market
- 33
- Garage
- 1
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,471/ month
- Principal & interest
- $1,238
- Property tax (~1.05%)
- $175
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$10,000 down · $190,000 financed
Income to qualify (28% rule)
~$63,085 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.