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John KurtzCharlotte · NC

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Shelby · Shelby, NC

704 Earl Road

Shelby, NC · 1,086 sqft

$169,800

Reduced from $215,000

  • 2Beds
  • 2Baths
  • 1,086SqFt
  • 1954Year
  • 167Days on market

About this home

Updated in 2025 with major systems replaced, this 2BR home offers flexible space and value-add potential. This updated 2BR/1BA home offers a great opportunity for investors or buyers looking for flexible space and future potential. Renovated in 2025, the home features major updates including a new roof, HVAC, flooring, fresh paint, and updated plumbing and electrical, providing a strong foundation for the next owner. The main level offers a traditional 2-bedroom, 1-bath layout. The lower level, with a separate exterior entrance, includes two flex rooms, a kitchen area, and a bathroom. While not included in the heated square footage, this space offers excellent flexibility for guest use, home office, or potential rental opportunities (buyer to verify). Some finishing touches remain, making this a great opportunity to add value and customize to your needs. Conveniently located near Hwy 74, shopping, and dining, with easy access to Kings Mountain, Gastonia, and Charlotte. A strong opportunity for those seeking updated systems, flexible space, and value-add potential.

Property details

Beds
2
Baths
2
SqFt
1,086
Lot
Year built
1954
Type
Single Family
Days on market
167
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,249/ month

Principal & interest
$1,051
Property tax (~1.05%)
$148
Homeowners insurance
$49
HOA dues

Down payment

$8,490 down · $161,310 financed

Income to qualify (28% rule)

~$53,559 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.