Skip to content
John KurtzCharlotte · NC

View all 31 photos →

Morganton · Morganton, NC

7042 Martin Lane

Morganton, NC · 864 sqft

$359,900

  • 3Beds
  • 2Baths
  • 864SqFt
  • 1985Year
  • 3Days on market

About this home

Tucked away in a remote gated mountain community, this unique property offers the perfect blend of privacy, peace, and endless possibilities. Set on 0.74 acres and including 5 additional buildable lots for a total of 4.21 acres, this rare opportunity gives you room to expand, invest, or simply enjoy your own private mountain retreat. The property features a beautifully rustic main cabin with 2 bedrooms and 1 full bath, complete with a cozy fireplace that creates the perfect mountain-living atmosphere. A separate additional living space offers 1 bedroom and 1 full bath, ideal for guests, multi-generational living, or income-producing rental potential. A versatile shed on the property could easily become a studio, workshop, gym, playhouse, sauna, or extra storage space — the possibilities are truly endless. The spacious deck is also perfectly suited for adding a hot tub and creating your own relaxing outdoor oasis. Surrounded by nature and mountain views, you’ll love spending evenings on the large partially covered wraparound deck or gathering around the fire pit under the stars. Enjoy the peaceful wooded setting and experience true mountain living at its finest. The community also features an inground pool, clubhouse, and picnic area, all overlooking breathtaking views from approximately 2,500 feet in elevation. Adventure is always close by with South Mountain State Park and Lake James State Park just minutes away, offering hiking and biking trails, lake beach access, swimming, boating, fishing, and picnicking. Downtown Morganton is also nearby for local shopping, dining, and entertainment. Whether you're looking for a full-time residence, vacation getaway, short-term rental investment, or a combination of all three, this mountain property offers a lifestyle and opportunity that’s hard to find.

Property details

Beds
3
Baths
2
SqFt
864
Lot
Year built
1985
Type
Single Family
Days on market
3
Style
Cabin
Heating
Baseboard, Electric, Propane
Cooling
Electric, Wall Unit(s), Window Unit(s)
Foundation
Crawl Space, Other - See Remarks
View
Mountain(s)
HOA dues
$190 / mo

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,838/ month

Principal & interest
$2,228
Property tax (~1.05%)
$314
Homeowners insurance
$104
HOA dues
$190

Down payment

$17,995 down · $341,905 financed

Income to qualify (28% rule)

~$121,664 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.