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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

705 Congressional Lane

Fort Mill, SC · 2,139 sqft

$422,900

Reduced from $429,900

  • 3Beds
  • 2.5Baths
  • 2,139SqFt
  • 2006Year
  • 33Days on market

About this home

Step outside your front door and enjoy stunning sunset views over the neighborhood lake in the highly sought-after gated community of Beacon Knoll Villas. Offering full brick, resort-style amenities, and truly low-maintenance living, this beautifully maintained 3-bedroom, 2.5-bath townhome combines comfort, convenience, and lifestyle in one exceptional location.

Inside, hardwood floors flow throughout the main level, featuring an inviting living room with a cozy gas fireplace, formal dining room with elegant chair railing, and a spacious kitchen complete with granite countertops, classic wood cabinetry, breakfast area, and generous bar seating—perfect for everyday living and entertaining.

Relax outdoors on the private brick patio, creating the perfect low-maintenance outdoor retreat.

Upstairs, the spacious primary suite offers a large walk-in closet, dual vanity, and jetted soaking tub. Two additional bedrooms and convenient upstairs laundry complete the second floor.

Recent updates include fresh interior paint (2025) and a new roof (2024), maintained by the HOA. Washer, dryer, and refrigerator all convey.

Residents enjoy beautiful resort-style living with access to a pool, clubhouse, tennis/pickleball courts, scenic lake, lawn maintenance, roof repair/replacement, exterior maintenance including siding and gutters, termite bond with annual inspection, and so much more—allowing for easy, low maintenance living.

Prime Fort Mill location just minutes from I-77, Kingsley, Baxter Village, Carowinds, and top-rated Fort Mill schools.

Property details

Beds
3
Baths
2.5
SqFt
2,139
Lot
Year built
2006
Type
Townhome
Days on market
33
Garage
2
Heating
Electric, Natural Gas
Cooling
Electric
Foundation
Slab
Flooring
Carpet, Hardwood
HOA dues
$721 / qtr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Kitchen Island
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,352/ month

Principal & interest
$2,619
Property tax (~1.05%)
$370
Homeowners insurance
$123
HOA dues
$240

Down payment

$21,145 down · $401,755 financed

Income to qualify (28% rule)

~$143,694 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.