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John KurtzCharlotte · NC

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Kannapolis · Kannapolis, NC

705 Gem Street

Kannapolis, NC · 804 sqft

$198,900

Reduced from $199,900

  • 2Beds
  • 1Baths
  • 804SqFt
  • 1958Year
  • 58Days on market

About this home

Seller to offer up to $3,000.00 toward closing costs. Back on market due to no fault of seller, buyer had family emergency and needed to move out of state unexpectedly prior to closing.

Charming and recently renovated 2-bedroom, 1-bath home situated on a spacious .36-acre lot. This 804 sq ft property features a bright and inviting living area, updated flooring, fresh paint, and modern finishes throughout. The renovated kitchen offers updated cabinetry, countertops, and appliances, while the refreshed bathroom showcases contemporary fixtures and design. Both bedrooms provide comfortable, functional space.

With its recent upgrades and manageable size, this property is move-in ready and low maintenance, making it an excellent opportunity for first-time buyers or investors alike. The generous lot provides room for outdoor enjoyment, expansion potential, or additional value-add improvements.

Conveniently located near local amenities, shopping, and major roadways, this home would make a strong rental property or turnkey addition to any investment portfolio.

Property details

Beds
2
Baths
1
SqFt
804
Lot
Year built
1958
Type
Single Family
Days on market
58
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,463/ month

Principal & interest
$1,231
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,945 down · $188,955 financed

Income to qualify (28% rule)

~$62,738 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.