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John KurtzCharlotte · NC

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Elkin · Elkin, NC

706 Elk Spur Street

Elkin, NC · 1,216 sqft

$279,000

  • 3Beds
  • 2.5Baths
  • 1,216SqFt
  • 1940Year
  • 1Days on market

About this home

Nestled on just under an acre in Elkin, this charming home is the perfect blend of character & investment potential! A landscaped front yard & circular drive set the tone, while hardwood floors, built-in shelving, & cozy fireplace make the interior feel like home. The updated kitchen features quartz countertops and stainless steel appliances, and the main-level primary suite adds everyday convenience. Upstairs offers two bedrooms, a full bath, and dedicated laundry. Outside, enjoy a front porch, covered side deck, and a private back deck ideal for entertaining. Currently operating as a successful short-term rental, this property is a proven investment opportunity in one of NC's most sought-after small towns. Located in Elkin's Golf Cart District, you're just a short ride from downtown's wineries, restaurants, breweries, local shops, and hiking trails. Whether you're looking for an income-producing property, weekend retreat, or full-time home, this one truly checks all the boxes!

Property details

Beds
3
Baths
2.5
SqFt
1,216
Lot
Year built
1940
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,053/ month

Principal & interest
$1,727
Property tax (~1.05%)
$244
Homeowners insurance
$81
HOA dues

Down payment

$13,950 down · $265,050 financed

Income to qualify (28% rule)

~$88,004 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.